Cover for damage caused by Fire and Peril or Accidental Damage to the Insured’s Property.
Under this section, you can choose cover for you Building(s), Additional Removal of Debris, Contents, Additional Rewriting of Documents and Accidental Damage.
Cover for when the Insured’s business is interrupted or interfered with as a result of damage.
Under this section, you can choose cover for Gross income, Payroll, increased Cost of Working, Restatement of Documents, Book Debts, Gross Rental, Weekly Income and Accountants’ Fees. Ask our specialist team to talk through the best covers for your business.
Cover for contents of your premise should they be stolen and need replacement.
Cover for the theft of the Insured’s money.
Under this section, you can choose cover for Money in Transit, On Premises(Business hours or Outside Business hours), In a locked safe, private residence, bank night safe and damage to safe or strongroom.
Cover in the event of breakage of Glass.
Under this section, you can choose cover for External Glass or Internal Glass.
Choose cover level from $5M/$10M/$15M or $20M.
Cover for when the insured suffers a loss of money, negotiable instruments or goods – Due to employee Dishonesty.
Cover for destruction, loss or Damage to the Insured’s General Property. Cover is provided anywhere in Australia where the Insured conducts business, including in transit.
Under this section, cover is available for Laptops(max. $5,000), Loss of Keys (max. $500). Mobile Phones and Digital Cameras.
Cover for the necessary costs which the Insured incurs, due to audit or investigation by the Australian Taxation Office.
Cover for when the insured suffers a breakdown in Machinery.
Under this section, you can choose to cover Air Conditioners - Evaporative, Air Conditioners - split system( up to 4kw or 10kw), Air Conditioners - Wall/Window type and Air Conditioners/Ducted Heating/Ducted Cooling.
Cover for when the insured suffers a breakdown to Computer & Electronic Equipment.
Under this section, cover is available at a minimum limit of $20,000 for Portable Equipment and a minimum limit of $10,000 for Non-Portable Equipment.