Professional Indemnity Insurance for members of Chiropractic Australia

Professional indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.
 
In real terms, this means that if you do something (or neglect to do something) in the course of your work, and a customer suffers injury or financial loss as a result, they may take legal action against you. With the right policy, you can defend your business against the claim and prevent financial loss.

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions, but also for those of your partners, employees or volunteers.
 
A professional indemnity insurance policy safeguards your business by providing cover against such claims, including legal defence costs. So you can confidently go about your work, knowing that if the worst happens, we’ll be in your corner.
 
For many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. We work with many of Australia’s membership bodies and industry associations to provide business insurance that fulfils our customers’ needs, as well as relevant legislative requirements.

We offer $20m cover to protect you against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your work.

Unlimited retroactive date
Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.

Run-off cover
If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.

Automatic reinstatement
If a claim amounts to your cover maximum, we’ll automatically reinstate your cover value - twice.

10% discount
For Full-Time or Part-Time Chiropractic Australia member practitioners who've completed Chiropractic Australia's Risk Management Modules.

25% discount
For 1st and 2nd year Chiropractic Australia member practitioners who've completed Chiropractic Australia's Risk Management Modules.

Get a quick quote now by using the Get a quote facility with no obligation to buy.

Our policy meets the requirements of the Chiropractic Board of Australia and the Osteopathy Board of Australia’s Professional Indemnity Registration Standards.

$10m Public Liability cover
For claims made against you by a third party arising from injury or property damage to them from any premise you work from.

$10m Product Liability cover
For claims made against you by a third party arising from the sale or supply of a product that causes them financial loss or injury.

Need legal advice on a matter related to your chiropractic profession or practice? With Aon, you can access 1 hour of free legal advice from industry experts and you can use this service to, for example, ask how to destroy client records or about the appropriate disclaimer for your website. Check your policy schedule for more information.

Need a copy of your Certificate of Currency? Simply click here to submit a request form.