$10m and $20m cover options to protect you against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your work.
Unlimited retroactive date: Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.
Run-off cover: If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.
Automatic reinstatement: If a claim amounts to your cover maximum, we’ll automatically reinstate your cover value - twice.
10% discount* - for Full-Time or Part-Time Chiropractic Australia or COCA member practitioners who've completed COCA's Risk Management Modules.
25% discount* - for 1st and 2nd year Chiropractic Australia or COCA member practitioners who've completed COCA's Risk Management Modules.
Our policy meets the requirements of the Chiropractic Board of Australia and Osteopathy Board of Australia’s Professional Indemnity Registration Standards.
• $10m Public Liability cover - for claims made against you by a third party arising from injury or property damage to them from any premise you work from.
• $10m Product Liability cover - for claims made against you by a third party arising from the sale or supply of a product that causes them financial loss or injury.
Need legal advice on a matter related to your chiropractic profession or practice? With Aon, you can access 1 hour of free legal advice from industry experts and you can use this service to, for example, ask how to destroy client records or about the appropriate disclaimer for your website. Check your policy schedule for more information.