Professional Indemnity Insurance for members of Bowen Therapists Federation of Australia

Professional indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.
 
In real terms, this means that if you do something (or neglect to do something) in the course of your work, and a customer suffers injury or financial loss as a result, they may take legal action against you. With the right policy, you can defend your business against the claim and prevent financial loss.

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions, but also for those of your partners, employees or volunteers.
 
A professional indemnity insurance policy safeguards your business by providing cover against such claims, including legal defence costs. So you can confidently go about your work, knowing that if the worst happens, we’ll be in your corner.
 
For many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. We work with many of Australia’s membership bodies and industry associations to provide business insurance that fulfils our customers’ needs, as well as relevant legislative requirements.

Select cover from $1m to $20m to help protect against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your business.

No excess
When making a claim, you’re not required to pay any upfront costs.

Unlimited retroactive date
Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.

Run-off cover
If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.

$20m Public Liability cover – covers you for claims made against you by a third party arising from injury or property damage from any premise you work from.

$20m Product Liability cover – covers you for claims made against you by a third party arising from the sale or supply of a product that causes financial loss or injury.

Need legal advice on an issue to do with your work? Access instant legal advice from industry experts on matters related to your practice or profession for e.g., how to destroy client records or the appropriate disclaimer for your website. More information about use of this service and the lawyer contact details, can be found on your policy schedule.