Professional Indemnity Insurance for members of the Australian and New Zealand Mental Health Association

Professional indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.
 
In real terms, this means that if you do something (or neglect to do something) in the course of your work, and a customer suffers injury or financial loss as a result, they may take legal action against you. With the right policy, you can defend your business against the claim and prevent financial loss.

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions, but also for those of your partners, employees or volunteers.
 
A professional indemnity insurance policy safeguards your business by providing cover against such claims, including legal defence costs. So you can confidently go about your work, knowing that if the worst happens, we’ll be in your corner.
 
For many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. We work with many of Australia’s membership bodies and industry associations to provide business insurance that fulfils our customers’ needs, as well as relevant legislative requirements.

Select cover from $1m to $20m to help protect against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your business. 

No excess 
When making a claim, you’re not required to pay any upfront costs.

Unlimited retroactive date 
Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.

Run-off cover 
If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.

$10m Public Liability cover
For claims made against you by a third party arising from injury or property damage to them from any premise you work from.

$10m Product Liability cover
For claims made against you by a third party arising from the sale or supply of a product that causes them financial loss or injury.

Legal assistance is available from industry experts on matters related to your business/profession, for example, how to destroy client records or what the appropriate disclaimer on your website is. You can find more information on the conditions of use of this service and lawyer contact details, on your policy schedule.

Need a copy of your Certificate of Currency? Simply click here to submit a request form.