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Australian Institute of Professional Photography (AIPP) Member Insurance

Get 15 months for the price of only 12*

*15 for 12 promotional offer is available to new, or returning to Aon customers only.

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Why Aon?

A leader in the industry, Aon have been providing tailored and competitively-priced insurance solutions to professional photographers for over 20 years and currently service thousands of photography businesses Australia-wide. Over this time, we’ve been continually listening to the changing needs and work of photographers and have organised our insurance policies to match.

As a result, we’re now proudly an approved and recommended insurance partner for members of the Australian Institute of Professional Photography. Plus, not only can we provide comprehensive and affordable cover for your professional photography risks but holistically, also assist with your Retirement and Health needs too.  

Professional Photographers Insurance

Our professional photographers’ insurance options have been specifically tailored for the needs of AIPP members and are highly cost-effective as well as comprehensive. This insurance includes:

Public Liability and Errors and Omissions

  • Standard $20,000,000 limit with an automatic extension for $2,000,000 of Errors and Omissions (Designed to cover scenarios such as losing or damaging memory cards or film after completing a job resulting in a financial loss to the third party and scheduling errors resulting in the shoot not taking place which then causes reshooting expenses).
  • Automatic Worldwide coverage.
  • Automatic cover for any uninsured cameramen who work on your behalf.

Worldwide Equipment Insurance

  • Designed to cover your photographic equipment and accessories (incl. laptops and computer equipment) for damage and theft whilst in storage, transit and in use, anywhere in the world.
  • Low-doc application process: you’ll only need to list any items of equipment over the value of $10,000 with full lists only required if your total Sum Insured exceeds $100,000.
  • Automatic extension for Emergency Hire Costs up to 35% of the replacement value of damaged/stolen items.
  • Underwater photography covered if the correct camera housing is used.
  • Easy claims process with dedicated staff to help assist.

Optional - Drone Extension

  • Easy application process to extend your public liability and your equipment insurance to include the use of drones. Simply select your interest in this cover by selecting it on the application form.

How else can Aon assist you?

Retirement Planning

Retirement planning isn’t just about preparing for the time when you stop work. It is a stage in life which may have individual meaning and based on research, retirement has various stages including:

  • Pre-retirement – where you are accumulating funds for your retirement
  • Transition into retirement – where you may be reducing work hours and easing into retirement
  • Active phase – where most people travel and explore various exciting experiences
  • Passive phase – where you settle into a routine in your new life
  • Supported phase – where you require assistance for everyday living

AHFA can help prepare a financial plan that accounts for the various stages of your retirement. We can help build a portfolio that provides for a tax effective and consistent retirement income stream that minimises sequencing and longevity risks. Plus, we can explore Centrelink and government support avenues and provide advice on aged care and crafting a legacy plan.

Health Protection

The 4 most common types of health personal insurance available and that AHFA can also help you assist with:

Income Protection – coverage for you and your family should sickness or injury temporarily stop you from working. A monthly income is paid to assist with your short term expenses.

Total and Permanent Disability – a lump sum payment made to you, or your legal representative to help your family should permanent disability stop you from working again.

Death Cover – a lump sum payment to your dependants in the event of your death.

Trauma – a lump sum benefit on diagnosis of a specified event. This is designed to help people financially following a trauma/crisis like a heart attack, stroke, cancer or other life threatening condition.

Have a question? Our dedicated Entertainment Team is available by phone or email Monday-Friday 8.30am-5pm AEST.

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