Get a quick quote now using the Buy Online facility with no obligation to buy. $10million Public Liability cover available for as low as $324.40.
We offer both $10m and $20m Public and Products Liability cover options. This will cover you for claims made against you by a third party, arising from injury or property damage they suffer from any premise you work from.
Our Public Liability policy also includes the following benefits:
$5m cover protects you against legal costs and claims for damages to third parties, arising from an act, omission or breach of your professional duty in the course of your business.
No hidden costs you to incur in the event of a claim
Worldwide excluding USA and Canada
Your policy isn’t restricted to teaching within your state – if you travel for work, you're covered.
Voluntary workers & performers cover
If your business uses voluntary workers and performers they can be covered for and on your behalf whilst working for you.
Student to student cover
Covers you for the liability of one student to another. For example, if a student injures another student during a routine.
Property owners' liability
For those businesses owning a property, property owners' liability is included as standard.
The Public and Products Liability Policy now provides cover for Wrongful Allegation Claims.
This extension looks to provide a level of indirect cover for defence costs only in respect of matters relating to wrongful allegations of sexual abuse, for claims amounting up to a maximum of $250,000 throughout your policy period.
The definition of Sexual Abuse is: - "an act of indecency towards, or sexual assault of, another person [as defined in Part 3 Division 10 of the Crimes Act 1900 (NSW)]
The cover will only respond to defence costs if the teacher has had an approved Working with Children check and that this remained in force prior to any incident leading to a claim.
The Insurer will not indemnify any individual convicted of any criminal act in respect of any civil suit or action or claim arising in connection with such criminal act.
Please note that this cover will only respond to Defence Costs that have been made during the policy period, provided that the incident occurred after the retroactive date as noted on your coverage summary.
Commercial Business Insurance
If you own or lease a building for the purpose of running your dance school, we have an additional insurance cover to suit you and your business needs. Business insurance cover is often required due to a lease agreement, but its main purpose is protection in the case of weather damage, including water leakage and fire. It covers your contents, for example; your dance flooring, mirrors, speakers and dance wear stock. With a few options to suit your needs, give our team a call on 1800 806 584.
Article: Insurance for your professional flooring
Individual or group personal accident and sickness
We can also organise competitively-priced protection for specific injuries, sickness, permanent disablement and accidental death resulting from dance and non-dance related activity, on and off the stage. Call us on 1800 806 584 if you’re interested in a Personal Accident quote.
Before you give us a call or send us an email, check out some of our FAQs first, in case your question is one of those we’ve answered here.