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Professional Indemnity Insurance for members of Occupational Therapy Australia

Professional Indemnity Offer

Get 15 months cover for the price of 12*

Get a quote

Why Aon?

As the approved insurance broker for Occupational Therapy Australia, we proudly protect over 3,000 Occupational Therapists across Australia.

Designed specifically for Occupational Therapists, our insurance policies help to keep your business safe. You can confidently protect yourself against claims of malpractice and misconduct with insurance that meets the registration requirements of the Occupational Therapy Board of Australia.

We cover all the essentials

What is Professional Indemnity Insurance?

Professional indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.
 
In real terms, this means that if you do something (or neglect to do something) in the course of your work, and a customer suffers injury or financial loss as a result, they may take legal action against you. With the right policy, you can defend your business against the claim and prevent financial loss.

Do I need Professional Indemnity Insurance?

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions, but also for those of your partners, employees or volunteers.
 
A professional indemnity insurance policy safeguards your business by providing cover against such claims, including legal defence costs. So you can confidently go about your work, knowing that if the worst happens, we’ll be in your corner.
 
For many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. We work with many of Australia’s membership bodies and industry associations to provide business insurance that fulfils our customers’ needs, as well as relevant legislative requirements.

Price and Quote

Category C member pricing from $144.10 and non member from $382.70 (Conditions apply).
Get a quick quote now using the Buy Online facility with no obligation to buy.

Registration requirements

This policy meets the requirements of the Occupational Therapy Board of Australia's Professional Indemnity Registration Standards.

Professional indemnity

Select cover from $1m to $20m to help protect against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your business.

No excess
When making a claim, you’re not required to pay any upfront costs.

Unlimited retroactive date
Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.

Run-off cover
If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.

Automatic inclusions

$10m Public Liability cover – covers you for claims made against you by a third party arising from injury or property damage from any premise you work from.

$10m Product Liability cover – covers you for claims made against you by a third party arising from the sale or supply of a product that causes financial loss or injury.

2 hours FREE Legal advice

Need legal advice on an issue to do with your work? Access instant legal advice from industry experts on matters related to your practice or profession for e.g., how to destroy client records or the appropriate disclaimer for your website. More information about use of this service and the lawyer contact details, can be found on your policy schedule.

Let Aon provide you with complete protection

Business Insurance

For a no obligation quotation for your business insurance, email a copy of your current schedule or speak with a team member by calling 1800 805 191.

Working Parent Insurance

We’re dedicated to understanding and solving the risks you face including what happens when your child is sick or is accidentally injured. As the needs of parents are all different, we’ve created a tailored insurance product to suit you and your family.

  • A daily benefit that is paid if you are unable to work in order to care for your child for a maximum of 10 working days per year
  • Cover triggers if your child is absent from school for more than three 3 consecutive work days due to accidental injury or more than five 5 consecutive work days to recuperate from sickness

Car Insurance

Relax and enjoy a 10% online discount on a range of car insurance policies, personal or business, to suit your budget and coverage needs.

  • No claim bonus
  • Cover for up to 2 nominated drivers
  • Discounted premiums for low kilometre drivers
  • Windscreen cover
  • Cover for hire vehicle in the event of theft

Read the product features here

Home & Contents Insurance

There’s no place like home so combine your insurance under one policy and receive a 20% discount to ensure adequate cover to protect your home and your contents. If it’s important to you it’s important to us.

  • $20 million liability cover
  • Up to $5,000 cover for any legal expenses following legal proceedings
  • Bicycle cover up to $20,000
  • Up to $5,000 cover for theft and misuse of credit card
  • Flood Cover

Read the product features here

Landlords Insurance

Safeguard your investment with the right cover and insurance to give you peace of mind and assurance. Whether it is flood cover, loss of rent or damaged property, Aon can ensure you are appropriately protected

  • 20% online discount
  • Liability cover up to $20 million
  • Loss of rent cover and rent default or theft by a tenant
  • Flood cover
  • 21 day Money Back Guarantee

Read the product features here

    *15 for 12 offer is available to new, or returning to Aon customers only.

Find the business insurance thats right for you