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Professional Indemnity Insurance for members of Chiropractic Australia and COCA

Professional Indemnity Offer

Up to 25% Discount*

Find out more

Why Aon

As the approved insurance broker for Chiropractic Australia and COCA, we’ve been helping protect Chiropractors and Osteopaths for over 10 years.

Working closely with both associations we've designed a professional indemnity insurance policy especially to meet your needs, the registration requirements of the Chiropractic and Osteopathy Boards of Australia as well as Chiropractic Australia and COCA's membership requirements.

With Aon's policy, you can protect yourself against claims of misconduct and patient injury and be confident that as we negotiate strongly with leading insurers, this comprehensive insurance is offered at a very competitive price.

 

Endorsed by Chiropractic Australia and COCA

“Chiropractic Australia and COCA promote and recommend Aon to our members because their insurance products represent excellent value and meet the needs of Chiropractors. Many of our members join us specifically to access Aon's insurance”.

We cover all the essentials

What is Professional Indemnity Insurance?

Professional indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.
 
In real terms, this means that if you do something (or neglect to do something) in the course of your work, and a customer suffers injury or financial loss as a result, they may take legal action against you. With the right policy, you can defend your business against the claim and prevent financial loss.

Do I need Professional Indemnity Insurance?

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions, but also for those of your partners, employees or volunteers.
 
A professional indemnity insurance policy safeguards your business by providing cover against such claims, including legal defence costs. So you can confidently go about your work, knowing that if the worst happens, we’ll be in your corner.
 
For many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. We work with many of Australia’s membership bodies and industry associations to provide business insurance that fulfils our customers’ needs, as well as relevant legislative requirements.

Professional Indemnity Cover

We offer $20m cover to protect you against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your work.

Unlimited retroactive date
Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.

Run-off cover
If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.

Automatic reinstatement
If a claim amounts to your cover maximum, we’ll automatically reinstate your cover value - twice.

10% discount
For Full-Time or Part-Time Chiropractic Australia or COCA member practitioners who've completed COCA's Risk Management Modules.

25% discount
For 1st and 2nd year Chiropractic Australia or COCA member practitioners who've completed COCA's Risk Management Modules.

Get a quick quote now by using the Get a quote facility with no obligation to buy.

Registration requirements

Our policy meets the requirements of the Chiropractic Board of Australia and the Osteopathy Board of Australia’s Professional Indemnity Registration Standards.

Automatic Inclusions

$10m Public Liability cover
For claims made against you by a third party arising from injury or property damage to them from any premise you work from.

$10m Product Liability cover
For claims made against you by a third party arising from the sale or supply of a product that causes them financial loss or injury.

1 hour FREE Legal advice

Need legal advice on a matter related to your chiropractic profession or practice? With Aon, you can access 1 hour of free legal advice from industry experts and you can use this service to, for example, ask how to destroy client records or about the appropriate disclaimer for your website. Check your policy schedule for more information.

Let Aon provide you with complete protection

Cyber Insurance

Reasons to buy Cyber Liability Insurance:

  • Loss of data is not covered by standard property insurance policies
  • Social media usage is at an all-time high and claims are on the rise
    Cyber-crime is the fastest growing crime in the world
  • Third party data is valuable and you can be held liable if you lose it
  • Your reputation is your number one asset, so why not insure it?
  • It’s not just big businesses being targeted by hackers, but lots of small ones too

Business Insurance

For a no obligation quotation for your business insurance, email a copy of your current schedule or speak with a team member by calling 1800 805 191.

Working Parent Insurance

We’re dedicated to understanding and solving the risks you face including what happens when your child is sick or is accidentally injured. As the needs of parents are all different, we’ve created a tailored insurance product to suit you and your family.

  • A daily benefit that is paid if you are unable to work in order to care for your child for a maximum of 10 working days per year
  • Cover triggers if your child is absent from school for more than three 3 consecutive work days due to accidental injury or more than five 5 consecutive work days to recuperate from sickness

Car Insurance

Relax and enjoy a 10% online discount on a range of car insurance policies, personal or business, to suit your budget and coverage needs.

  • No claim bonus
  • Cover for up to 2 nominated drivers
  • Discounted premiums for low kilometre drivers
  • Windscreen cover
  • Cover for hire vehicle in the event of theft

Read the product features here

Home & Contents Insurance

There’s no place like home so combine your insurance under one policy and receive a 20% discount to ensure adequate cover to protect your home and your contents. If it’s important to you it’s important to us.

  • $20 million liability cover
  • Up to $5,000 cover for any legal expenses following legal proceedings
  • Bicycle cover up to $20,000
  • Up to $5,000 cover for theft and misuse of credit card
  • Flood Cover

Read the product features here

Landlords Insurance

Safeguard your investment with the right cover and insurance to give you peace of mind and assurance. Whether it is flood cover, loss of rent or damaged property, Aon can ensure you are appropriately protected

  • 20% online discount
  • Liability cover up to $20 million
  • Loss of rent cover and rent default or theft by a tenant
  • Flood cover
  • 21 day Money Back Guarantee

Read the product features here

    * Terms and eligibility conditions apply, call 1800 805 191 for more details.

Find the business insurance thats right for you